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Baum, Smith & Clemens, LLP

CERTIFIED PUBLIC ACCOUNTANTS AND BUSINESS ADVISORS

 

2060 Detwiler Road, Suite 125, Harleysville, PA 19438

 

Phone: 215-368-5755

Fax:     215-368-7038

 

Email: info@bsccpas.com

Website: www.bsccpas.com

October 2024

Disaster Planning

Storm forming on the road between the state of Paraná and São Paulo, Brazil.

How well would your family cope if a major storm or other natural disaster strikes your neighborhood? You can take steps to prepare for a home emergency — steps that can help protect your loved ones and important family and financial records.


HAVE AN EVACUATION PLAN
You may have to leave your home quickly when a storm is approaching or if damage has already occurred. Draw up an evacuation route and identify a meeting place in case anyone becomes separated. Make sure you have the following items ready in a disaster supply kit to take with you:
  • Nonperishable food, bottled water, flashlights, a radio, and spare batteries

  • Medicines and first-aid supplies

  • Cell phones, chargers, computers, and a backup hard drive

  • Extra clothes and bedding

  • Family heirlooms and photo albums

  • Account numbers, access codes, and contact information


ORGANIZE DOCUMENTS
Take the time now to organize your important documents and put them in a safe place. Make copies of vital records and send them to an out-of-town friend or relative. Birth, death, and marriage certificates; passports; military records; Social Security cards; divorce and child custody papers; mortgage papers and property deeds; and stock or bond certificates can be kept in a bank safe deposit box. Just don't keep the original of your will in a bank safe deposit box because the bank may seal the box temporarily at your death.


CREATE A PHOTOGRAPHIC RECORD
Photograph or video record your property's exterior, your vehicles and furniture, collectibles, and the contents of your garage and closets, and keep the photos someplace other than your home. You may need this photographic record for insurance purposes.


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