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3520 SW H.K. Dodgen Loop
Temple, TX 76504
Phone: 254.773.9907
Fax: 254.773.1570
Website: www.templecpa.com
MILLENNIALS REMAIN WARY.
Employees in their 20s have more target-date funds (TDFs) and other balanced types of mutual funds than older employees do. For many younger investors, the last recession was their introduction to investing. The Investment Company Institute (ICI) and the Employee Benefit Research Institute (EBRI) found that at the end of 2016, 64% of retirement plan participants in their 20s owned a TDF, while 45% of participants in their 60s had one. Younger investors have the most to gain by investing for growth and relying on time to smooth out market volatility.
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