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Greenberg & Company, LLC, CPAs
500 Morris Avenue, Springfield, NJ 07081-1224
Phone: 973-467-3838
Fax: 973-467-3184
Know the Difference
You cannot have both a medical FSA and an HSA, unless the FSA is for limited uses such as dental and vision costs. The other major variable is the ability to roll your money over to the next year, which is different from what an HSA allows.
It may have a grace period as late as March 15 of the following year to incur qualified expenses, after which the unused balance is forfeited. Or employers may allow participants to roll over up to $500 of their unused FSA balance to the next year, but workers forfeit anything over that amount.
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