Kevin M. Hedley


Hedley & Company

1593 Route 9, Clifton Park, NY 12065


Phone:  518-348-2079

Fax:      518-348-1264



July 2024

Summer Tax Planning for Small Businesses

Tax planning isn’t limited to year-end and your review at the start of a new year. Being proactive and reviewing your tax strategy mid-year can give you a competitive edge and set you up for success come the 2024 tax season.

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Data Breach and Identity Theft Losses

The average cost of data breaches globally in 2023 was $4.5 million, and increasing.* Identity theft generally goes hand in hand with breaches.

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IRA Missteps You Can't Afford

With annual 2024 contributions limited to $7,000 ($8,000 for those age 50 and older), your retirement security can’t afford you making mistakes with your IRA. Yet many IRA investors do.

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July 2024 Client Profile

Small business owners Jack and Ally are considering one of them being an at-home parent to their expected baby.

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Avoid Passing Debt to Loved Ones

No one wants to think about it, but no one is guaranteed tomorrow. Nearly half of Americans are concerned about passing on debt to loved ones. According to Experian, debt tends to peak somewhere around middle age. Among Millennials, 17% have specific concerns about passing on education debt.* While it is never easy, there are steps you can take to help alleviate this stress.

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Bereavement Leave Policy Considerations for Employers

You want to be a supportive employer when an employee loses a loved one. Sometimes it can be difficult to know what's needed. A written company bereavement policy, (also known as compassionate leave) can help. Critical elements of a good policy include:

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July 2024 Q and A

What is the "Rule of 72"?

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Warding Off Capital Gains Tax Fears

Everyone wants to minimize taxes owed, but the suitability of an investment for you is more important than whether you may, at some time, owe capital gains tax on it. The point is to handle capital gains and not avoid attractive investments that may generate the tax.

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