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Kevin M. Hedley
Hedley & Company
1593 Route 9, Clifton Park, NY 12065
Phone: 518-348-2079
Fax: 518-348-1264
Email: accounting@hedleycpa.com
September 2024
September 2024 Q and A
QUESTION:
My husband and I approach investing differently. Is this the norm?
ANSWER:
Quite often, it is. According to studies by the University of California, Berkley and Nerdwallet, more men (68%) hold stocks than women (48%), and men trade about 45% more often than women. Women are less likely to feel educated about and confident in choosing investments.These findings don't mean men's approach to investing is better; it is just different. Women investors (66%) make up for lesser knowledge and confidence by seeking professional assistance.
They're also more risk-averse than men and hold their investments longer — traits that may potentially give women a leg up on consistent long-term returns.
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