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Rochester
1214 North Main Street
Rochester, MI 48307
(248) 601-9500
Lapeer
951 S. Main Street, Suite 3
Lapeer, MI 48446
(810) 664-4470
October 2025
Making Informed Benefits Selections
Open enrollment is a crucial time for employees to review and update their benefits for the upcoming year. To make the most of this period, it's important to consider several key factors.
WHAT ARE YOUR NEEDS?
Evaluate your current healthcare needs—are your medical, dental, or vision plans still suitable? Review your provider networks, coverage options, and costs. Next, assess your financial situation; consider premiums, deductibles, copayments, and out-of-pocket maximums to choose plans that balance coverage with affordability.WHAT ARE YOUR LOVED ONES NEEDS?
Examine your dependents’ needs, such as whether their coverage has changed or if new plans offer better benefits.Don’t forget to review your retirement savings options, like 401(k) contributions, and any supplemental insurance policies available. It’s also wise to compare flexible spending accounts (FSAs) or health savings accounts (HSAs) to maximize tax benefits.
BE INFORMED
Take the time to read all plan materials carefully and ask questions if needed. Making informed decisions during open enrollment ensures you select benefits that best support your health, financial stability, and long-term goals.CONTACT US
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