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Morton S. Winer, CPA
9933 North Lawler Avenue, Suite 410
Skokie, IL 60077
Phone: 847-676-8900
Website: www.msw-cpa.com
Research on women and finance has revealed a few paradoxes. Although, on average, women earn better investment returns than men while taking less risk, men's 401(k) balances are generally 50% larger than women's. Younger women have narrowed that gap to about 23%.
But perhaps the most significant factor next to lower pay is that women spend more time out of the workforce due to caring for children and/or elderly parents. Even when women return to work, the time spent away from the job may result in lower pay, interruptions in a career path, fewer promotions, and a decrease in contributions to retirement savings.
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