Neil &  Company CPAs, PC

A Professional Corporation

1184 North 15th Street, Bozeman, MT 59715


Phone: 406-587-9239


November 2022

November 2022 Q and A


What does renter's insurance cover?

Typically, renter's insurance covers damage to the things inside your home, not the structure itself. Losses from theft, fire, lightning, and vandalism are usually covered, while flooding and earthquake damages aren't. Most policies will cover damage to your personal belongings, hotel stays if you're required to temporarily relocate while your home is being repaired, and liability if you cause damage to other's property or if someone is injured in your home.

Renter's insurance is inexpensive compared to homeowner's insurance. And you may be able to add identity theft and pet damage coverage to your policy for an additional fee.


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