CONTACT US
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Noel Santos
Emmanuel A. Santos JD CPA, Incorporated
447 Sutter Street, Suite 714, San Francisco, CA 94108
Phone: 415-362-8921
Fax: 415-362-8924
Cell: 415-412-5839
Email: noel@eas-cpa.com
Website: www.eas-cpa.com
Your Business...Your Family...Our Concern
March 2022
Are You Above Average?
Here's a snapshot of the average U.S. household's finances. See how your finances compare.
- Gross Household Income: $87,864
- Checking Account Balance: $10,618
- Monthly Spending: $5,102
- Household Debt: $145,000
- Social Security Monthly Retirement Benefit: $1,514
- Credit Card Debt: $6,194
- FICO® Score: 711
- Savings Rate: $13.7%
Average 401(k) Balance: $106,478
BY AGE GROUP:
- Under 25: $5,419
- 25-34: $26,839
- 35-44: $72,578
- 45-54 $135,777
- 55-64: $197,322
- 65+: $216,720
Average Retirement Savings: $407,490
BY GENERATION:
- Gen Z $35,197
- Millennials: $166,430
- Gen X: $568,750
- Baby Boomers: $1,029,840
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