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Noel Santos
Emmanuel A. Santos JD CPA, Incorporated
447 Sutter Street, Suite 714, San Francisco, CA 94108
Phone: 415-362-8921
Fax: 415-362-8924
Cell: 415-412-5839
Email: noel@eas-cpa.com
Website: www.eas-cpa.com
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Managing your money usually involves a combination of budgeting, saving, and controlling debt. Creating a money blueprint, or monitoring the one you have, is important to help keep your finances on track.
To stay on top of your score, focus on the two biggest factors influencing it: timely payment history and credit utilization (how much of your credit limits you’re using). Aim to pay everything on time because just one missed payment can hurt your score.
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