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The CPA Group, P.C.
4267 Canal Avenue SW
Grandville, MI 49418
Phone: 616-538-0460
Website: www.thecpagroup.com
Before deciding to collect Social Security benefits, consider these tips to help you make an informed decision.
And if you don’t need the income now, you may decide to wait beyond full retirement age to receive additional retirement credits. Or you can choose early retirement and invest your benefits elsewhere.
Your employer should be able to tell you if you will have health insurance benefits after you retire or if you are eligible for temporary continuation of health coverage. If your spouse is employed, you may be able to switch to their company’s health insurance.
If you delay receiving your retirement benefit until your full retirement age or later, your retirement benefit will be larger.
Your life expectancy affects your retirement planning decisions. Knowing this helps you determine whether you should start receiving reduced benefits at age 62 or wait until age 70 to receive a higher payment.
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