The CPA Group, P.C.

 

4267 Canal Avenue SW

Grandville, MI 49418

Phone: 616-538-0460

 

Website: www.thecpagroup.com

November 2026

Trim Holiday Spending

Trim Holiday Spending

The holidays haven't arrived, but now's the time to set a budget and stick to it. Here's how.


Be Accountable
Set a holiday budget and list every item you plan to buy with its price — if it's not on the list, don't buy it. Review weekly to stay accountable.


Be Thrifty
Look for coupons online, in print, and through apps — but skip sale items not on your list. No discount beats the 100% you save by not buying at all.


Be Card-Smart
Leaving credit cards at home makes it hard to overspend when you only have cash. If you do use a card, pick one with strong cash-back rewards and pay it off in full monthly.


Be Money-Smart
If the thought is what counts, bake cookies and gift them in a nice tin, or re-gift items you received in the past — just remember who gave you what.


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