SUBSCRIBE
Enter your Name and Email address to get
the newsletter delivered to your inbox.
Please include name of person that directed you to my online newsletter so I can thank them personally.
8620 North New Braunfels Suite 300, San Antonio, TX 78217
Phone: 210-340-8351
Fax: 210-340-8359
Website: theKFORDgroup.com
Everyone’s goal should be an excellent personal and business credit score. Here’s some simple guidance on how you may be able to improve yours.
Pay your bills on time. According to credit agencies, your credit history is the most influential factor in determining your credit score. Also, keep track of your credit balances versus your credit lines. Some experts recommend a 10% credit utilization as ideal.
The recommendation to keep open credit accounts you’ve paid off ties into this utilization guide by maximizing your credit lines. How many accounts you have and how long they’ve been open are essential factors in your score. The longer you’ve had an account, the better. Another important tip is to not jump on credit offers you receive to see if you get approved. Make sure you need the credit before you apply because each application you make can lower your credit score. Finally, periodically monitor your credit scores and be patient. Newly established good credit habits may take a while to show up in your numbers.
Enter your Name and Email address to get
the newsletter delivered to your inbox.
Please include name of person that directed you to my online newsletter so I can thank them personally.
Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.