The Apicella, Testa & Company, P.C. ClientLine E-Newsletter

680 Bridgeport Avenue

Shelton, CT 06484

Phone: 203-925-9494

March 2026

March Mastery: Essential Checklist for Small Business Owners

As the last snowflakes melt and cherry blossoms tease the horizon, March arrives like a double-edged sword for small business owners. It's a pivotal point—bridging winter's quiet reflection with spring's explosive growth. Miss the mark here, and you risk a cascade of compliance headaches, financial blind spots, or missed seasonal opportunities. You'll emerge stronger, leaner, and primed for a thriving quarter. Let's break down the must-dos to make this month your launchpad for the second quarter of 2026.

March 2026 Client Profile

Miranda works as a waiter at a local pub and is adjusting to the new OBBBA reporting requirements for tipped income.

Include Health Care in Your Wealth Plan

Healthcare costs can be hard to predict. While routine care can be expensive, expenses from unexpected health issues can be overwhelming. Now is the time to take action and include healthcare plans in your wealth strategy or review the ones you already have.

Give Yourself Peace With a Tax Professional

Navigating the ever-changing tax landscape can be overwhelming, especially with complex rules and potential penalties. The One Big Beautiful Bill Act (OBBBA) affects all taxpayers and is accompanied by numerous existing inflation adjustments that influence everything from retirement and estate planning to personal and corporate income-tax brackets. Here are the main reasons to work with a tax professional.

Spring Clean Up

Many of us think of Spring as a time to refresh our homes, such as decluttering rooms, sorting closets, or deep cleaning neglected areas, but it's also a great time to get your documents and files in order.

Traditional IRA Limits

This table shows the income phase-out range for deductible contributions to a traditional IRA for 2025 and 2026.

March 2026 Q and A

Let's talk about qualified tips under the One Big Beautiful Bill Act (OBBBA).

Roth or Traditional: Considerations for High Earners

The higher your income, the more complicated the options. Generally, deductible IRA and Roth IRA contributions aren't permitted if you have a 401(k)/403b/457 retirement savings plan at work.

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